Loan Product Suite

Our comprehensive range of diversified loan programs empowers borrowers to swiftly capitalize on opportunities across single-family residential and multifamily projects.

Fix and Flip Loans

Fix and Flip Loans

TERM: 12-18 MONTHS
LOAN AMOUNT: $150,000-$5,000,000
LTV: Up to 90% (92% LTP)
LTC: Up to 100%
LTARV: Up to 75%
CLOSING TIMELINE: 14 DAYS
RATE:
STARTING 10.25%

Property Types:

  • Non-Owner Occupied

  • Single-Family Residential

  • Condos (1-9 Units)

  • Townhomes (1-9 Units)

  • ADU Conversions

Ground Up Construction Loans

Ground Up Construction Loans

TERM: 12-18 MONTHS
LOAN AMOUNT: $150,000-$10,000,000+
LTV: Up to 65%
LTC: Up to 90%
LTARV: Up to 75%
CLOSING TIMELINE: 20 DAYS
RATE:
STARTING 10.25%

Property Types:

  • Non-Owner Occupied

  • Single-Family Residential

  • Large Scale Community Developments

Bridge Loans

TERM: 12-18 MONTHS
LOAN AMOUNT: $150,000-$5,000,000
LTV: Up to 75%
CLOSING TIMELINE: 14 DAYS
RATE: STARTING 10.25%

Property Types:

  • Non-Owner Occupied

  • Single-Family Residential

  • Condos (1-9 Units)

  • Townhomes (1-9 Units)

Multifamily Loans

Multifamily Loans

TERM: 12-18 MONTHS
LOAN AMOUNT: $500,000-$10,000,000+
LTV: Up to 75%
CLOSING TIMELINE: 30 DAYS
RATE: STARTING 10.99%

Property Types:

  • Non-Owner Occupied

  • Residential Real Estate

  • Mixed-Use

  • 10-100 Units

DSCR Loans

DSCR Loans

TERM: 30 YEARS
LOAN AMOUNT: $150,000-$2,000,000+
LTV: Up to 80%
CLOSING TIMELINE: 30 DAYS
RATE: STARTING 7.25%

Property Types:

  • Non-Owner Occupied

  • Single-Family Residential

  • Condos (1-4 Units)

  • Townhomes (1-4 Units)

  • Multifamily (Up to 9 Units)

  • Options to use lease agreements in place of market rents

Bank Statement Loans

Bank Statement Loans

TERM: 30 YEARS
LOAN AMOUNT: $150,000-$2,000,000+
LTV: Up to 80%
CLOSING TIMELINE: 30 DAYS
RATE: STARTING 7.5%

Property Types:

  • Non-Owner Occupied

  • Single-Family Residential

  • Condos (1-4 Units)

  • Townhomes (1-4 Units)

  • Based on 12 months of bank statements

  • NO DSCR Requirement

Connect With Us

To learn more about Heritage Wealth and our lending solutions, please complete the form below. For loan inquiries, click Get Started.